Buying your first home can be a daunting prospect.
There's a lot to think about from where you want to live, to what style of property and that's before we start talking about a mortgage.
Saving for a deposit may seem like a never ending task, however, our low deposit mortgages can make this achievable more quickly. 95% loan to value mortgages may have a higher interest rate than mortgages at 75% loan to value, however they do enable you to purchase your home sooner and hence start using your monthly payments towards reducing your mortgage rather than going to a landlord or sitting in a savings account. Deciding on the right time to stop saving and buy is a decision requiring careful consideration and seeking the advice of an independent financial advisor may be beneficial to help make sure you are making the best decision possible.
When you talk to us about your mortgage we will offer you a full advised sales process including checking that the mortgage is affordable for you now and in the future should interest rates change.
Please note that our mortgage products are generally only available to direct applicants in England and Wales and via intermediaries based in, Suffolk, Norfolk, Essex, Cambridgeshire, Bedfordshire and Hertfordshire. Please check the individual product details for the availability.
From time to time we may offer exclusive products through our brokers. Please contact us for further details.