Insurance is an essential part of many aspects of our lives. Whether you're buying a home or safeguarding your family and your future, most people will at some point require insurance of one type or another.
Ipswich Building Society has a competitive range of policies for home and mortgage payment protection offering different levels of cover to match your requirements. We are also able to help you with all your other protection needs such as life assurance and critical illness cover.
Buildings and Contents Insurance
It is probable that your home will be the single largest purchase you ever make. Your home and the things within it shape your life. Damage to or loss of any part of your domestic space can be heartbreaking. Therefore it's imperative that it is properly insured. Working together with RSA, Ipswich Building Society can provide Buildings Insurance or Buildings and Contents Insurance policies to suit home owners on every step of the property ladder. Our Buildings Insurance policies are available to all, not just Ipswich Building Society members.
| Instant Online Quote | Launch |
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| Buildings Insurance or Buildings and Contents cover - Click the link on the right for an immediate, no obligation quote |  |
Ipswich Building Society Buildings Insurance policies are provided in association with RSA.
Contact us now for a quote. Telephone 0845 230 8686
Lines are open 08.30 to 17.00 Monday to Friday and 09.00 to 13.00 on Saturday.
Ipswich Building Society and Royal & Sun Alliance Insurance plc are authorised and regulated by the Financial Services Authority.
Mortgage Payment Protection Insurance
Ipswich Building Society offers this valuable cover at competitive prices to give you peace of mind that your mortgage would be paid should you unfortunately find yourself unemployed or unable to work for a period of time for medical reasons or after an accident (subject to policy conditions). What's more, our packages offer the flexibility to allow you to choose the cover that best suits your needs.
Our policy also provides:
- a confidential and independent advice service, offering you and those living with you help and support in both getting back to work and finding the right job
- tailored rehabilitation assistance for soft tissue injuries which can include physiotherapy and exercise programmes (to operate alongside your NHS care)
- 24 hour non-diagnostic medical helpline providing advice from fully qualified healthcare professionals.
Ipswich Mortgage Payment Protection Insurance* - Provides affordable insurance to cover you for up to 12 months if you needed to claim. The cost is based on the cover you choose and can protect your monthly mortgage and related costs (to a maximum of 125% of the normal monthly payment including related insurances). Benefits are limited to either £1,750 per month or 75% of normal gross earned income, whichever is lower.
You do not have to have your mortgage with Ipswich Building Society to apply for cover and can keep the cover if you were ever to move your mortgage away from us.
This Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at http://www.moneymadeclear.org.uk/
The options available from Ipswich Building Society are as follows.
| Packages |
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| Accident, sickness and unemployment cover - Premiums are calculated at £4.52 (inclusive of Insurance Premium Tax) on each £100 of monthly cover chosen. Cover of £700 per month would cost £31.64 per month (approx £1 a day). |
| Accident and sickness cover - Premiums are calculated at £2.47 (inclusive of Insurance Premium Tax) on each £100 of monthly cover chosen. Cover of £700 would cost £17.29 per month. |
| Unemployment only cover - Premiums are calculated at £2.47 (inclusive of Insurance Premium Tax) per £100 of monthly cover chosen. Cover of £700 would cost £17.29 per month. |
| Download a copy of the Mortgage Payment Protection Insurance Policy Summary for key facts and summary of the policy |
| Download a copy of the Mortgage Payment Protection Insurance Policy Document for full details of the policy |
Contact us now for a quote. Telephone 0845 230 8686 or visit your local Branch
Lines are open 08.30 to 17.00 Monday to Friday and 09.00 to 13.00 on Saturday.
* Ipswich Mortgage Payment Protection Insurance cover is provided in association with Royal & Sun Alliance Insurance plc and administered by Cassidy Davis.
Ipswich Building Society, Royal & Sun Alliance Insurance plc and Cassidy Davis are authorised and regulated by the Financial Services Authority.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
