More human mortgages

Nobody’s perfect. Our approach to lending is that bit more personal, which is good news if you’re feeling a bit misunderstood.

How do we do it? We believe that you deserve proper personal attention if you’re about to sign up to a big commitment. So we take extra care in finding out about you and your situation, and we look at your circumstances with intelligence and compassion.

And we don’t use credit scoring. Instead, we consider risk fairly by taking an individual assessment of your needs as well as your credit record.

Our mortgages at a glance

The tables below provide a bare bones view of our basic mortgage products. The information is not complete, as it is designed simply to give an introduction of some of the differences between the different mortgage products on offer. For a comparison of our range of mortgages, please refer to “Compare our mortgages"

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Please click on the product names for more information.
*No early repayment charge applies to this product
Additional fees and penalties may apply An early repayment charge of 1% of the original loan applies if the mortgage is repaid or redeemed within the discount rate period.