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Mortgage Rates for Existing Customers

Are you one of our existing mortgage members?

If you are one of our mortgage members we can assist you when finding a new deal to move home, borrow more, or make changes to your existing mortgage.

Why talk to us about changing your mortgage if you're an existing mortgage member?

We always try to offer exclusive rates for our existing borrowers. So if you're coming to the end of your current mortgage deal or you are on our Standard Variable Rate, please have a look at what we can offer.

Looking to make a change to your existing mortgage

If you want to make changes to your existing mortgage which may include adding or removing a borrower, changing your term or even if you just have other queries, please contact us and we'll be happy to help.

For more information on our exclusive mortgage products available to our borrowers at the end of their current mortgage scheme or currently paying the Society's Standard Variable Rate following expiry of a previous mortgage scheme click here.

Borrowers completing on Standard Variable Rate can be considered for a product change 12 months after completion.

Borrowing more

If you've got some exciting home improvements or some other plans in mind and need to borrow a lump sum, an Additional Loan could be a reasonable option. Please contact us to know more.

Moving Home

If you're moving home you may be able to take your current mortgage with you. Most of our mortgages are portable. Please contact us to check.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Existing borrowers looking to change existing mortgage

For existing Ipswich borrowers looking to change their mortgage deal please contact us on 0330 123 0773 to check our current product range. Our Mortgage Sales Team are available Monday to Friday 9am-5pm and Saturday 9am-1pm.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Existing borrowers wanting to borrow more

For existing Ipswich borrowers looking to borrow more funds please contact us on 0330 123 0773 to check our current additional borrowing product range. Our Mortgage Sales Team are available Monday to Friday 9am-5pm and Saturday 9am-1pm.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Mortgage Rate GuideDownload

Full details, including the fees, of our standard mortgage products for borrowers at the end of their current scheme or currently paying the Society's Standard Variable Rate

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Full details, including the fees, of our additional borrowing mortgage products for existing borrowers

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Making mortgages
easier to
understand

We've produced a number of guides and helpful information to help you understand your mortgage.

Get a clear
view on the
numbers

From affordability to making overpayments on your mortgage, we have a calculator to help you.

Helping you to
understand our
mortgages

The introduction of the Mortgage Market Review in April 2014 meant that new affordability criteria could make it harder for so-called misfits to get a mortgage.

Toby's top 5 things to consider when applying for a mortgage

Are you a mortgage prisoner? - Mortgage Market Review

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Your home may be repossessed if you do not keep up repayments on your mortgage