Ipswich Building Society
A great deal closer to home
Telephone: 0845 230 8686
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Mortgage ComparisonOur advantage as a smaller Society is our ability to offer a friendly, flexible mortgage service – helping thousands of people to buy their own homes. Our Suffolk heritage also means we have a unique knowledge of the East Anglian region – giving us the edge when it comes to making well-informed decisions on mortgage applications. Our mortgage specialists will help you find the right mortgage loan for you, whether you're a first time buyer or home mover. Just pop in to any of our branches, or we can arrange to visit you in your home if you prefer. This comparison page is also available to download and print in Adobe Acrobat PDF format as our 'Mortgage Rate Guide'. |
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Rates correct as at 7 July 2008
Mortgage Comparison table
| Product Options | Current Rate | Offer | Variable Rate for the rest of the mortgage, currently | The overall cost for comparison is | Is an Early Repayment Charge payable? | Minimum Deposit |
| 3 Year Discount |
6.49% |
VARIABLE RATE currently 7.24% with a discount of 0.75% until 31 October 2011 then changing to Ipswich standard variable rate | 7.24% | 7.3% APR | YES 3% if before 31 October 2011 | 20% |
| 3 Year Fixed Rate |
6.69% |
FIXED RATE of 6.69% up until 31 August 2011 then changing to Ipswich standard variable rate | 7.24% | 7.4% APR | YES. 3% if before 31 August 2011 | 10% |
|
2 Year Discount |
7.05% Variable |
VARIABLE RATE currently 7.24% with a discount of 0.19% until 31 October 2010 then changing to Ipswich standard variable rate | 7.24% | 7.6% APR | No | 5% |
| 2 Year Discount Buy to Let for purchase or remortgage Rental cover 120% |
6.74% | VARIABLE RATE currently 7.24% with a discount of 0.50% until 31 October 2010 then changing to Ipswich standard variable rate | 7.24% | 7.5% APR | Yes 3% if before 31 October 2010 | 25% |
| Standard Variable Rate* | 7.24% Variable |
VARIABLE RATE currently 7.24% |
7.24% | 7.7% APR | No | 5% |
* Our Standard Variable Rate mortgage with a LTV of 95% is only available to existing members. Existing members are defined as those who have a mortgage with the Society or anyone who has had a savings account with the Society for over 6 months at the time of opening this account.
Bank of England Base Rate is 5.00% as at 7 July 2008.
For remortgages, you may have to pay a fee to your existing lender to release their mortgage. Post-completion, the Society’s Tariff of Charges applies. Should you switch to an alternative product at a later date either a product switch, application fee or a completion fee may be payable.
For additional information on our mortgage packages and lending criteria
| Mortgage Rate Guide | Download |
| For full details, including the fees, of our products, simply download a printable copy of our Mortgage Rate Guide in Adobe Acrobat pdf format. |  |
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