Ipswich Building Society
A great deal closer to home
Telephone: 0845 230 8686
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Variable and Tracker Rate Mortgages |
Correct at 28 June 2010
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
| Product Options | Current Variable Rate | Offer | Variable Rate for the rest of the mortgage, currently | The overall cost for comparison is | Is an Early Repayment Charge payable? | Minimum Deposit |
| 2 Year Tracker | 3.69% | TRACKER RATE at Bank Base Rate plus 3.19% until 31 July 2012 then changing to Ipswich standard variable rate | 5.49% | 5.3% APR | Yes. 3% if before 31 July 2012 | 25% |
| 2 Year Tracker | 3.89% | TRACKER RATE at Bank Base Rate plus 3.39% until 31 July 2012 then changing to Ipswich standard variable rate | 5.49% | 5.4% APR | Yes. 3% if before 31 July 2012 | 20% |
| 3 Year Tracker (Remortgage only) | 3.99% | TRACKER RATE at Bank Base Rate plus 3.49% until 31 July 2013 then changing to Ipswich standard variable rate | 5.49% | 5.2% APR | Yes. 3% if before 31 July 2013 | 20% |
| 3 Year Discount | 4.25% | VARIABLE RATE currently 5.49% with a discount of 1.24% until 30 September 2013 then changing to Ipswich standard variable rate | 5.49% | 5.4% APR | No | 25% |
| 3 Year Discount for Members Only * | 4.74% | VARIABLE RATE currently 5.49% with a discount of 0.75% until 31 July 2013 then changing to Ipswich standard variable rate | 5.49% | 5.5% APR | No | 10% |
| Self Build Lifetime Variable Rate | 5.49% | VARIABLE RATE currently 5.49% guaranteed to be no more than 0.50% above Ipswich standard variable rate for the life of the loan | 5.49% | 5.9% APR | Yes. 3% if before 31 July 2013 | 25% |
| Standard Variable Rate For existing members only* |
5.49% | VARIABLE RATE currently 5.49% |
5.49% | 5.6% APR | No | 5% |
* Existing members are defined as those who have a mortgage with the Society or anyone who has had a savings account with the Society for over 6 months at the time of opening this account.
Bank Base Rate is 0.50% as at 28 June 2010.
For additional information on our mortgage packages and lending criteria Click here
| Mortgage Rate Guide | Download |
| For full details, including the fees, of our products, simply download a printable copy of our Mortgage Rate Guide in Adobe Acrobat pdf format. |  |
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