New Year’s resolutions start off with the best of intentions. Most people want to loose weight, stop smoking, or save more money, but as the festive spirit wears off and the bills start landing on the doormat, it’s easy to slip back into old habits. The habit of putting money away or saving for something special seems a thing of the past – our culture today is more ‘Buy Now, Pay Later’ but at Ipswich Building Society, we are urging people to turn over a new leaf!
Whether you wish to start saving for Christmas 2010, have a luxury holiday, or there is a fabulous handbag you have your eye on, saving small amounts regularly throughout the year can easily add up and you can hopefully save yourself from the dreaded thud of a heavy credit card statement on the doormat!
Have you thought that by making minor changes to your usual daily routine you could make a huge difference to how much you put in your piggy bank! For example, simply taking your lunch to work instead of buying a sandwich can save up to £100 per month (based on £5 per meal), and switching from Sky Movies (£34 per month) to Love Film (£9.99 per month) can save a further £288 a year!
So if you wish to start saving regularly, our Smart Save account is a fantastic way of depositing between £10 and £500 per month, at competitive rates of interest.