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Easy Access

If you need to access your funds quickly, Ipswich Building Society has a range of accounts to suit many different needs. The interest rates are tiered to provide a higher interest rate on larger balances.

Rates correct as at 1 October 2011

For previous rates, please click 'View previous rates' located in 'Rates' section of product tables below
(Find Useful Downloads at the bottom of this page)

 

• Instant access with no penalty
• Interest paid half yearly - 1 June and 1 December

BalanceVariable Interest Current AERVariable Interest Current GrossVariable Interest Current Net
£10 - £4,999  0.13%  0.13%  0.10% 
£5,000 - £9,999  0.18%  0.18%  0.14% 
£10,000 - £24,999  0.20%  0.20%  0.16% 
£25,000 - £49,999  0.23%  0.23%  0.18% 
£50,000 - £99,999  0.30%  0.30%  0.24% 
£100,000 & above   0.38%  0.38%  0.30% 
View previous rates

Key product information for our Savings Account

Account NamePremier Instant
Interest Rates (AER)
  • Variable tiered rate
  • Refer to 'Savings Interest Rates' leaflet, branches or www.ibs.co.uk
  • Interest calculated on a daily basis
  • Half yearly interest on 1 June and 1 December
Tax Status Interest paid net of basic rate tax, depending on your status
Conditions for Bonus Payments Not applicable
Withdrawal Arrangements Instant access
Access Post or branch
Useful DownloadsDownload
Terms and conditions
Download the investment application form

Useful DownloadsDownload

Investment Application Form- Premier Instant

Download the investment application form
 

• 3 penalty free withdrawals per year
• 1% annual bonus payable directly to selected charity
• Interest paid annually - 1 December

BalanceVariable Interest Current AERVariable Interest Current GrossVariable Interest Current Net
£100 - £2,499  0.50%  0.50%  0.40% 
£2,500 - £50,000  1.00%  1.00%  0.80% 
View previous rates

Key product information for our Savings Account

Account Name

We-Care

Interest Rates (AER)

  • Variable tiered rate
  • Refer to 'Savings Interest Rates' leaflet, branches or www.ibs.co.uk
  • Interest calculated on a daily basis
  • Annual interest on 1 December

Tax Status

Interest paid net of basic rate tax, depending on your status

Conditions for Bonus Payments

No bonus is payable to the account holder.

A 1% bonus is paid directly to one of our selected charities, nominated by the holder, on 1 December annually. See 'How is the bonus paid?' section opposite

Withdrawal Arrangements

Three withdrawals allowed each account year without notice or penalty

Access

Post or branch

Useful DownloadsDownload
Terms & Summary Box
Download the investment application form

Useful DownloadsDownload
Investment Application Form- We-Care (East Anglian Air Ambulance) Download the We-Care investment application form for EAAA
Investment Application Form- We-Care (St Elizabeth Hospice) Download the We-Care investment application form for St Elizabeth Hospice
Investment Application Form- We-Care (Suffolk Wildlife Trust) Download the We-Care investment application form for Suffolk Wildlife Trust

 

Useful DownloadsDownload
Identification details - documents required when opening an account Download details of identification required
Customer Information - outlines procedures for opening and using our savings accounts Download the Customer Information document
General Investment Terms & Conditions- applies to all savings accounts with the Society Download the Investment Terms and Conditions

Standing Order Form - to make regular payments from your bank to your Society account, please print this form, fill in the details and post it to your bank. If you are not using this form, our bank details are:
Account number: 00004000 Sort Code: 23-44-48 Roll No/Ref No: IMPORTANT - please quote your 9 digit Society account number

Download standing order form