If you want to invest larger sums of money or do not necessarily require easy access to your funds, Ipswich Building Society offers a range of investment accounts for balances ranging from £1,000 to £250,000.
Rates correct as at 14 May 2012
For previous rates, please click 'View previous rates' located under the current rate table
(Find Useful Downloads at the bottom of this page)
* Rate excluding bonus
† Rate including bonus
• 90 days' notice or interest penalty on amount withdrawn
• Additional investments allowed
• Interest paid annually on 1 December or for balances over £25,000, monthly interest option
| Balance | Variable Current AER | Variable Current Gross | Variable Current Net |
|---|---|---|---|
| £1,000 - £24,999 | 1.90% | 1.90% | 1.52% |
| £25,000 - £74,999 | 2.15% | 2.15% | 1.72% |
| £75,000 - £99,999 | 2.40% | 2.40% | 1.92% |
| £100,000 and above | 2.60% |
2.60% |
2.08% |
Key Product Information for our Savings Account
| Account Name | County 11 |
|---|---|
| Interest Rates (AER) |
|
| Tax Status | Interest paid net of basic rate tax, depending on your status. Your tax treatment will depend on your individual circumstances and may be subject to change in the future |
| Conditions for Bonus Payments | Not applicable |
| Withdrawal Arrangements | 90 days' notice or 90 days' interest penalty |
| Access | Post or branch |
| Useful Downloads | Download |
|---|---|
| Terms and conditions |
 |
| Useful Downloads | Download |
|---|---|
| Terms and conditions |
|
• Exclusive account for investors aged over 60 years
• 60 days' notice or interest penalty on amount withdrawn
• Interest paid annually on 1 December or for balances over £25,000, monthly interest option
| Balance | Variable Current AER | Variable Current Gross | Variable Current Net |
|---|---|---|---|
| £1,000 - £100,000 | 2.10% | 2.10% | 1.68% |
Key product information for our Savings Account
| Account Name | Diamond Plus 8 (exclusively for investors aged over 60) |
|---|---|
| Interest Rates (AER) |
|
| Tax Status | Interest paid net of basic rate tax, depending on your status. |
| Conditions for Bonus Payments | Not applicable |
| Withdrawal Arrangements | 60 days' notice or 60 days' loss of interest on amount withdrawn |
| Access | Post or branch |
| Useful Downloads | Download |
|---|---|
| Terms and conditions |
|
| Useful Downloads | Download |
|---|---|
|
Investment Application Form (for any of the above products) |
|
• No withdrawals. Early closure subject to 120 days' interest penalty
• No additional investments allowed
• Annual interest on 30 June or monthly option for balances over £25,000
| Balance | Fixed Current AER | Fixed Current Gross | Fixed Current Net |
|---|---|---|---|
| £1,000 - £250,000 | 3.20% | 3.20% | 2.56% |
Key product information for our Savings Account
| Account Name | Heritage Bond 42 |
|---|---|
| Interest Rates (AER) |
|
| Tax Status | Interest paid net of basic rate tax, depending on your status. Your tax treatment will depend on your individual circumstances and may be subject to change in the future |
| Conditions for Bonus Payments | Not applicable |
| Withdrawal Arrangements | No withdrawals. Early closure subject to 120 days' interest penalty |
| Access | Post or branch |
| Useful Downloads | Download |
|---|---|
| Terms and conditions |
|
| Useful Downloads | Download |
|---|---|
|
Investment Application Form |
|
• No withdrawals. Early closure subject to 120 days' interest penalty
• No additional investments allowed
• Annual interest on 30 June or monthly option for balances over £25,000
| Balance | Fixed Current AER | Fixed Current Gross | Fixed Current Net |
|---|---|---|---|
| £1,000 - £250,000 | 3.40% | 3.40% | 2.72% |
Key product information for our Savings Account
| Account Name | Heritage Bond 43 |
|---|---|
| Interest Rates (AER) |
|
| Tax Status | Interest paid net of basic rate tax, depending on your status. Your tax treatment will depend on your individual circumstances and may be subject to change in the future |
| Conditions for Bonus Payments | Not applicable |
| Withdrawal Arrangements | No withdrawals. Early closure subject to 120 days' interest penalty |
| Access | Post or branch |
| Useful Downloads | Download |
|---|---|
| Terms and conditions |
|
| Useful Downloads | Download |
|---|---|
|
Investment Application Form |
|
Additional Resources
If you would like to open one of these accounts the investment application form below can be downloaded, printed and posted to us along with your relevant identification. Alternatively, please call into any of our branches and our staff will be pleased to help you. Please refer to our Customer Information document for other useful and important information.
