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Fixed Rate Savings Accounts

Fixed rate savings, normally for one or two years, give you a predictable outcome for your money.

Although not always the highest rates around, it enables you to see exactly what your money will earn during the fixed rate period.

We will write to you before your fixed rate ends, so don't forget to look out for this and then consider your options.

Below you can find a list of all our current savings products summarised for the purposes of easy comparison. If you would like more information about any product, please click on the Product’s Title on the left hand side.FSCS


Please note that our savings products and deposit accounts are only available to existing members or new applicants resident in our local postcode areas IP, NR, CO, CM, CB and PE.


For a quick page-to-view comparison of all our personal savings products and interest rates please click here.

All rates are variable unless otherwise stated

For previous rates please, click 'View previous rates' located under the current rate table.

Blyth Bond (Issue 1)

Summary Box
Terms & Conditions
Apply Now
Account NameBlyth Bond (Issue 1)
What is the interest rate?

0.60% Gross* /AER**

Interest is added to the account annually on 30 September or can be paid into another Ipswich Building Society account or direct to your bank account. For balances of £20,000 or over the interest can be paid monthly but not added to the account.

Can the Society change the interest rate?

The interest rate is fixed until the maturity date on 30 September 2018.

What would the estimated balance be after 12 months based on a £1,000 deposit?

Based on the fixed rate of interest, if you deposited £1000.00 into this account, after 12 months you would have £1006.00.

(This figure is only an estimate and based on all interest being added to your account. This figure is for illustrative purposes only, and does not take into account your individual circumstances).

How do I open and manage my account?

This account is only for UK resident individuals aged 7 or over and available to all members or for new members, resident in postcode areas IP, NR, CO, CM, CB and PE only.

The minimum amount to open an account is £100. The overall maximum is £100,000. No additional investments can be made once the account has been opened. An individual is only allowed to be the sole or first name account holder on one Blyth Bond (Issue 1). However, you can also be the second named account holder on one joint account.

Can I withdraw money?

You cannot make partial withdrawals. However your account can be closed at any time subject to a penalty equivalent to 90 days’ interest. The loss of interest will be taken from the capital invested if there is insufficient accrued interest on the account.

Additional Information

This is a summary of the key features of this account. You will still need to read the savings Terms & Conditions.

*Gross - The rate paid without interest deducted

**AER (Annual Equivalent Rate) - A notional rate which illustrates what the gross rate would be if the interest was paid and compounded once per year.

View previous rates
Balance Fixed Previous AER Fixed Previous Gross
No Previous Rates
Useful DownloadsDownload
Terms and conditions
Download Terms and conditions

I accept the Terms and Conditions
Eligibility: I am an existing member or a new applicant residing in the following postcode areas; IP, NR, CO, CM, CB, PE
I declare that I will print out, read and retain the Financial Services Compensation Scheme (FSCS) Information Sheet which is attached to the application form

Please note: for new members we can confirm your identity electronically, however if you are not on the electoral roll we will need further proof of your identity. Please click here for acceptable forms of identification.

Useful DownloadsDownload

Investment Application Form and FSCS Information Sheet

Download the investment application form


Blyth Bond (Issue 2)

Summary Box
Terms & Conditions
Apply Now
Account NameBlyth Bond (Issue 2)
What is the interest rate?

0.70% Gross* /AER**

Interest is added to the account annually on 30 September or can be paid into another Ipswich Building Society account or direct to your bank account. For balances of £20,000 or over the interest can be paid monthly but not added to the account.

Can the Society change the interest rate?

The interest rate is fixed until the maturity date on 30 September 2019.

What would the estimated balance be after 12 months based on a £1,000 deposit?

Based on the fixed rate of interest, if you deposited £1000.00 into this account, after 12 months you would have £1007.00.

(This figure is only an estimate and based on all interest being added to your account. This figure is for illustrative purposes only, and does not take into account your individual circumstances).

How do I open and manage my account?

This account is only for UK resident individuals aged 7 or over and available to all members or for new members, resident in postcode areas IP, NR, CO, CM, CB and PE only.

The minimum amount to open an account is £100. The overall maximum is £100,000. No additional investments can be made once the account has been opened. An individual is only allowed to be the sole or first name account holder on one Blyth Bond (Issue 2). However, you can also be the second named account holder on one joint account.

Can I withdraw money?

You cannot make partial withdrawals. However your account can be closed at any time subject to a penalty equivalent to 120 days’ interest. The loss of interest will be taken from the capital invested if there is insufficient accrued interest on the account.

Additional Information

This is a summary of the key features of this account. You will still need to read the savings Terms & Conditions.

*Gross - The rate paid without interest deducted

**AER (Annual Equivalent Rate) - A notional rate which illustrates what the gross rate would be if the interest was paid and compounded once per year.

View previous rates
Balance Fixed Previous AER Fixed Previous Gross
No Previous Rates
Useful DownloadsDownload
Terms and conditions
Download Terms and conditions

I accept the Terms and Conditions
Eligibility: I am an existing member or a new applicant residing in the following postcode areas; IP, NR, CO, CM, CB, PE
I declare that I will print out, read and retain the Financial Services Compensation Scheme (FSCS) Information Sheet which is attached to the application form

Please note: for new members we can confirm your identity electronically, however if you are not on the electoral roll we will need further proof of your identity. Please click here for acceptable forms of identification.

Useful DownloadsDownload

Investment Application Form and FSCS Information Sheet

Download the investment application form


Useful DownloadsDownload
Savings Interest Rates Leaflet - interest rates and summary of terms for all of our personal savings products Download details of identification required
Financial Services Compensation Scheme (FSCS) Information Sheet fscs20x20
Identification details - documents required when opening an account Download details of identification required
Customer Information - outlines procedures for opening and using our savings accounts Download the Customer Information document
General Investment Terms & Conditions - applies to all savings accounts with the Society Download the Investment Terms and Conditions
Standing Order Form - to make regular payments from your bank to your Society account, please print this form, fill in the details and post it to your bank. If you are not using this form, our bank details are:

Account number: 00004000 Sort Code: 23-44-48 Roll No/Ref No: IMPORTANT - please quote your 9 digit Society account number
Download the Investment Terms and Conditions
Information on the Personal Savings Allowance and ISAs Download the Investment Terms and Conditions
 

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