Ipswich Building Society

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Easy Access Savings Accounts

If you want an account that allows you to access your money easily and regularly then take a look at our Easy Access Savings Accounts.

Choose from the Premier Instant, Premier 30 or one of our affinity accounts, We-Care, all of which offer relatively easy access to your money, however large or small your balance. Interest rates are tiered so they increase as your balance grows without affecting access to your account.

Rates correct as at 14 May 2008

For previous rates please click 'View previous rates' located under the current rate table

Product	Balance	Current AER	Current Gross	Current Net	Summary of Terms/Payment of interest
Premier Instant Download Terms	£10 - £4,999 £5,000 - £9,999 £10,000 - £24,999 £25,000 - £49,999 £50,000 - £99,999 £100,000 & above	1.51% 1.86% 2.06% 2.26% 2.62% 2.92%	1.50% 1.85% 2.05% 2.25% 2.60% 2.90%	1.20% 1.48% 1.64% 1.80% 2.08% 2.32%	• Instant access with no penalty • Interest paid half yearly - 1 June and 1 December
Premier 30 Download Terms	£1,000 - £24,999 £25,000 - £49,999 £50,000 - £74,999 £75,000 - £99,999 £100,000 & above	2.15% 2.80% 3.05% 3.35% 3.70%	2.15% 2.80% 3.05% 3.35% 3.70%	1.75% 2.24% 2.44% 2.68% 2.96%	• 1 penalty free withdrawal per year • 30 Days' notice or 30 days' loss of interest on the amount withdrawn • No notice required if remaining balance exceeds £10,000 • Interest paid annually - 1 December
We-Care For investors who would like to support either East Anglian Air Ambulance, St Elizabeth Hospice or Suffolk Wildlife Trust Download Terms	£100 - £2,499 £2,500 - £50,000	3.00% 4.00%	3.00% 4.00%	2.40% 3.20%	• 3 penalty free withdrawals per year • 1% annual bonus payable directly to selected charity • Interest paid annually - 1 December

Product	Balance	Previous AER	Previous Gross	Previous Net
Premier Instant	£10 - £4,999 £5,000 - £9,999 £10,000 - £24,999 £25,000 - £49,999 £50,000 - £99,999 £100,000 & above	No Change No Change No Change No Change No Change No Change	No Change No Change No Change No Change No Change No Change	No Change No Change No Change No Change No Change No Change
Premier 30	£1,000 - £24,999 £25,000 - £49,999 £50,000 - £74,999 £75,000 - £99,999 £100,000 & above	No Change No Change No Change No Change No Change	No Change No Change No Change No Change No Change	No Change No Change No Change No Change No Change

View Previous Rates

Useful Downloads	Download
Investment Application Form- Premier 30 and Premier Instant
Investment Application Form- We-Care (East Anglian Air Ambulance)
Investment Application Form- We-Care (St Elizabeth Hospice)
Investment Application Form- We-Care (Suffolk Wildlife Trust)
- documents required when opening an account
Customer Information Document - A general information document, incorporating our Investment Terms and Conditions, outlining procedures for opening and using our savings accounts. You can view this document online by clicking or download it using the icon on the right.