Ipswich Building Society
A great deal closer to home
Telephone: 0845 230 8686
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Investor AccountsIf you want to invest larger sums of money or do not necessarily require easy access to your funds, Ipswich Building Society offers a range of investment accounts for balances ranging from £1,000 to £250,000. |
Rates correct as at 9 July 2008
For previous rates please click 'View previous rates' located under the current rate table
* Rate excluding bonus
† Rate including bonus
| Product | Balance | Current AER |
Current Gross |
Current Net |
Summary of Terms/Payment of Interest |
|
County Bond 4 Download Terms 
|
£1,000 - £24,999 |
5.30% 5.55% 5.80% 6.00% |
5.30% 5.55% 5.80% 6.00% |
4.24% 4.44% 4.64% 4.80% |
• Option to mature on 31 August 2009 or 31 August 2010 • 90 days' notice or interest penalty on amount withdrawn • Additional investments allowed (minimum £1000) • Interest paid annually on 1 December or for balances over £25,000, monthly interest option |
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Diamond Plus 8 (For ages over 60 yrs) Download Terms
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£1,000 - £100,000 | 5.20% | 5.20% | 4.16% | • Exclusive account for investors aged over 60 years • 60 days' notice or interest penalty on amount withdrawn • Interest paid annually on 1 December |
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Heritage Bond 25 Download Terms |
£5,000 - £250,000 | 6.75% FIXED |
6.75% FIXED |
5.40% FIXED |
• Fixed rate until 30 September 2009 • No additional investment or withdrawals • Interest paid annually on 30 September |
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Homebuyer Savings 3 Year account to save for home purchase Download Terms
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£250 - £25,000 | 6.00% | 6.00% | 4.80% | • Rate guaranteed 1% above Bank of England Base Rate for three years • No withdrawals/closure in first 6 months • Subsequently closure penalty free if IBS mortgage is taken, if not 120 days' interest penalty • Interest paid annually on 1 December |
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Ipswich Tracker 14 Download Terms
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£1,000 - £250,000 | 4.40% * 4.65% † including conditional bonus |
4.40% * 4.65% † including conditional bonus |
3.52% * 3.72% † including conditional bonus |
• Tracks 0.6% below Bank of England Base Rate until 30 September 2011 • 0.25% Existing member bonus payable until 30 September 2009 • 90 days' notice or interest penalty on the amount withdrawn • No notice required if remaining balance exceeds £25,000 • No transfers from other Ipswich Building Society accounts allowed • Interest paid annually on 30 September |
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Members' Reward Bond 7 Download Terms
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£1,000 - £5,000 | 5.60% | 5.60% | 4.48% | • Rate guaranteed 0.6% above Bank of England Base Rate until 30 September 2011 • No partial withdrawals • Early closure subject to 120 days' notice or 120 days' interest penalty • Interest paid annually on 1 December |
| Product | Balance | Previous AER | Previous Gross | Previous Net |
| County Bond 3 | £1,000 - £24,999 £25,000 - £74,999 £75,000 - £99,999 £100,000 - £250,000 |
NO CHANGE | NO CHANGE | NO CHANGE |
| Diamond Plus 8 | £1,000 - £100,000 | NO CHANGE | NO CHANGE | NO CHANGE |
| Homebuyer Savings | £250 - £25,000 | 6.25% | 6.25% | 5.00% |
| Ipswich Tracker 13 | £1,000 - £250,000 | 4.65% |
4.65% |
3.72% |
| Members' Reward Bond 6 | £1,000 - £5,000 | 5.85% | 5.85% | 4.68% |
View Previous Rates
Existing members are defined as those who have a mortgage with the Society or anyone who has had a savings account with the Society for over 6 months at the time of opening this account.
Additional Resources
If you would like to open one of these accounts the investment application form below can be downloaded, printed and posted to us along with your relevant identification. Alternatively, please call into any of our branches and our staff will be pleased to help you. Please refer to our Customer Information document for other useful and important information.
| Useful Downloads | Download |
| Investment Application Form |
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| - documents required when opening an account | |
| Customer Information Document - Customer Information Document - A general information document, incorporating our Investment Terms and Conditions, outlining procedures for opening and using our savings accounts. You can view this document online by clicking or download it using the icon on the right. | |
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