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Budget 2014 - Paul Winter comments

Comment on Help to Buy:

"I remain concerned that against a back drop of a growing economy, the extended use of Help to Buy will only continue to fuel house price inflation rather than increasing the number of homes available; especially in the social housing sector. This Government scheme is now moving from a short term initiative to a permanent artificial prop for the economy."

Comment on new ISA limits:

"It has been a difficult time for savers and the increased ISA limits and flexibility will be of benefit to many. It will be interesting to see if there is a swing between cash and stocks and shares balances in the coming years."

Comment on the NS&I Pensioner Bonds:

"This bond may benefit a few however it is only a temporary measure, so whilst some will benefit, ultimately it has limited effect whilst base rates remain at 0.5%"

Your home may be repossessed if you do not keep up repayments on your mortgage.