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Are you one of our existing mortgage members?

If you are one of our mortgage members we can assist you when finding a new deal to move home, borrow more, or make changes to your existing mortgage.

Why talk to us about changing your mortgage if you're an existing mortgage member?

We always try to offer exclusive rates for our existing borrowers. So if you're coming to the end of your current mortgage deal or you are on our Standard Variable Rate, please have a look at what we can offer.

Looking to make a change to your existing mortgage

If you want to make changes to your existing mortgage which may include adding or removing a borrower, changing your term or even if you just have other queries, please contact us and we'll be happy to help.

For more information on our exclusive mortgage products available to our borrowers at the end of their current mortgage scheme or currently paying the Society's Standard Variable Rate following expiry of a previous mortgage scheme click here.

Borrowers completing on Standard Variable Rate can be considered for a product change 12 months after completion.

Borrowing more

If you've got some exciting home improvements or some other plans in mind and need to borrow a lump sum, an Additional Loan could be a reasonable option. Give us a call to learn more.

 

Our Additional Borrowing Products

Additional Borrowing 3.99% 2 Year Fixed Rate

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Fees
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Representative Example
  • FIXED RATE of 3.99% until 2 years from completion then changing to Ipswich Standard Variable Rate (currently 5.74%)
  • 5.7% APRC
  • Available to existing Ipswich Building Society borrowers ONLY

79005    

Completion Fee Application Fee (Payable with application and non-refundable) Valuation Fee (Payable with application) Higher Lending Charge CHAPS (Fee for transfer of funds to solicitor) Maximum Loan Amount
£125 £199 - - £35 £500k

No charge for overpayments of up to 50% of original loan amount
Early Repayment Charge period ends 2 years from completion
Overpayments of 50% or above - Early Repayment Charge is 3% of the overpayment
Redemption - Early Repayment Charge is 3% of the original loan amount

To apply, please speak to one of our expert Mortgage Consultants, based in Ipswich, on 0330 123 0773 - we're happy to discuss your application over the telephone or, if you'd prefer, we can arrange to meet with you at one of our 9 branches across Suffolk.

In the meantime, you may find it useful to take a look at our mortgage calculator to get an idea of what your monthly payment may be.

To apply for this product visit our Apply and Track section, or give our intermediary sales team a call on 0330 123 1073.

Representative example (this information is based on a typical application and not to your individual circumstances. It does not contain all of the details you need to choose a mortgage)

A mortgage of £40,000.00 payable over 25 years initially on a fixed rate of 3.99% for 24 months, then on our Standard Variable Rate currently at 5.74% for the remainder of the mortgage term would require 24 monthly payments of £210.91, followed by 276 payments of £248.67.
The total amount payable would be £74,148.76 made up of the loan amount plus interest (£33,694.76), an application fee of £199, a completion fee of £125, a mortgage discharge fee of £95 and a mortgage funds release fee of £35. This example assumes the completion fee and mortgage funds release fee are added to the loan and that interest is charged on these fees over the mortgage term.
The overall cost for comparison is 5.7% APRC representive.

This representative example is based on assumptions that the loan would start from 9 August 2018.

Additional Borrowing 3.74% 2 Year Discount Rate

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Fees
Apply
Representative Example
  • VARIABLE RATE currently 5.74% with a discount of 2% until 2 years from completion then changing to Ipswich Standard Variable Rate (currently 5.74%)
  • 5.6% APRC
  • Available to existing Ipswich Building Society borrowers ONLY

78003

Completion Fee Application Fee (Payable with application and non-refundable) Valuation Fee (Payable with application) Higher Lending Charge CHAPS (Fee for transfer of funds to solicitor) Maximum Loan Amount
£125 £199 - - £35 £500k

No charge for overpayments of up to 50% of original loan amount
Early Repayment Charge period ends 2 years from completion
Overpayments of 50% or above - Early Repayment Charge is 1% of the overpayment
Redemption - Early Repayment Charge is 1% of the original loan amount

To apply, please speak to one of our expert Mortgage Consultants, based in Ipswich, on 0330 123 0773 - we're happy to discuss your application over the telephone or, if you'd prefer, we can arrange to meet with you at one of our 9 branches across Suffolk.

In the meantime, you may find it useful to take a look at our mortgage calculator to get an idea of what your monthly payment may be.

To apply for this product visit our Apply and Track section, or give our intermediary sales team a call on 0330 123 1073.

Representative example (this information is based on a typical application and not to your individual circumstances. It does not contain all of the details you need to choose a mortgage)

A mortgage of £40,000.00 payable over 25 years initially on our standard variable rate of 5.74% with a discount of 2.00%, giving a rate payable of 3.74% for 24 months, then on our Standard Variable Rate for the remainder of the mortgage term would require 24 monthly payments of £205.43, followed by 276 payments of £248.24.
The total amount payable would be £73,898.56, made up of the loan amount plus interest (£33,444.56), an application fee of £199, a completion fee of £125, a mortgage discharge fee of £95 and a mortgage funds release fee of £35. This example assumes the completion fee and mortgage funds release fee are added to the loan and that interest is charged on these fees over the mortgage term.
The overall cost for comparison is 5.6% APRC representive.

This representative example is based on assumptions that the loan would start from 9 August 2018.

Additional Borrowing 5.74% Standard Variable Rate

About
Fees
Apply
Representative Example
  • STANDARD VARIABLE RATE currently 5.74% for the life of the loan
  • 6.0% APRC
  • Available to existing Ipswich Building Society borrowers ONLY

83007

Completion Fee Application Fee (Payable with application and non-refundable) Valuation Fee (Payable with application) Higher Lending Charge CHAPS (Fee for transfer of funds to solicitor) Maximum Loan Amount
£125 £199 - - £35 £500k

Unlimited overpayments 

No Early Repayment Charge

To apply, please speak to one of our expert Mortgage Consultants, based in Ipswich, on 0330 123 0773 - we're happy to discuss your application over the telephone or, if you'd prefer, we can arrange to meet with you at one of our 9 branches across Suffolk.

In the meantime, you may find it useful to take a look at our mortgage calculator to get an idea of what your monthly payment may be.

To apply for this product visit our Apply and Track section, or give our intermediary sales team a call on 0330 123 1073.

Representative example (this information is based on a typical application and not to your individual circumstances. It does not contain all of the details you need to choose a mortgage)

A mortgage of £40,000.00 payable over 25 years on our Standard Variable Rate currently at 5.74% for the term of the mortgage would require 300 monthly payments of £251.40.
The total amount payable would be £75,874.00 made up of the loan amount plus interest (£35,420.00), an application fee of £199, a completion fee of £125, a mortgage discharge fee of £95 and a mortgage funds release fee of £35. This example assumes the completion fee and mortgage funds release fee are added to the loan and that interest is charged on these fees over the mortgage term.
The overall cost for comparison is 6.0% APRC representive.

This representative example is based on assumptions that the loan would start from 9 August 2018.

Additional Borrowing (Buy to Let) 5.74% Standard Variable Rate

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Fees
Apply
Representative Example
  • STANDARD VARIABLE RATE currently 5.74% for the life of the loan
  • 6.3% APRC
  • Available to existing Ipswich Building Society borrowers ONLY

82004

Completion Fee Application Fee (Payable with application and non-refundable) Valuation Fee (Payable with application) Higher Lending Charge CHAPS (Fee for transfer of funds to solicitor) Maximum Loan Amount
£125 £199 - - £35 £500k

Unlimited overpayments 

No Early Repayment Charge

To apply, please speak to one of our expert Mortgage Consultants, based in Ipswich, on 0330 123 0773 - we're happy to discuss your application over the telephone or, if you'd prefer, we can arrange to meet with you at one of our 9 branches across Suffolk.

In the meantime, you may find it useful to take a look at our mortgage calculator to get an idea of what your monthly payment may be.

To apply for this product visit our Apply and Track section, or give our intermediary sales team a call on 0330 123 1073.

Representative example (this information is based on a typical application and not to your individual circumstances. It does not contain all of the details you need to choose a mortgage)

A mortgage of £25,160.00 payable over 10 years on our Standard Variable Rate currently at 5.74% for the term of the mortgage would require 120 monthly payments of £276.05.
The total amount payable would be £33,420.00 made up of the loan amount plus interest (£7,806.00), an application fee of £199, a completion fee of £125. a mortgage discharge fee of £95 and a mortgage funds release fee of £35. This example assumes the completion fee and mortgage funds release fee are added to the loan and that interest is charged on these fees over the mortgage term.
The overall cost for comparison is 6.3% APRC representive.

This representative example is based on assumptions that the loan would start from 9 August 2018.

Additional Borrowing (Self Build) 5.74% Variable Rate

About
Fees
Apply
Representative Example
  • STANDARD VARIABLE RATE currently 5.74% for the life of the loan
  • 6.0% APRC
  • Available to existing Ipswich Building Society borrowers ONLY

83008

Completion Fee Application Fee (Payable with application and non-refundable) Valuation Fee (Payable with application) Higher Lending Charge CHAPS (Fee for transfer of funds to solicitor) Maximum Loan Amount
£125 £199 - - £35 £500k

Fee free overpayments up to 50% of original loan

For overpayments over 50%, the Early Repayment Charge is 3% of the overpayment

Early Repayment Charge period ends 2 years from completion

To apply, please speak to one of our expert Mortgage Consultants, based in Ipswich, on 0330 123 0773 - we're happy to discuss your application over the telephone or, if you'd prefer, we can arrange to meet with you at one of our 9 branches across Suffolk.

In the meantime, you may find it useful to take a look at our mortgage calculator to get an idea of what your monthly payment may be.

Representative example (this information is based on a typical application and not to your individual circumstances. It does not contain all of the details you need to choose a mortgage)

A mortgage of £49,000.00 payable over 16 years on our Standard Variable Rate currently at 5.74% would require 192 monthly payments of £391.94.
The total amount payable would be £75,546.48 made up of the loan amount plus interest (£26,092.48), an application fee of £199, a completion fee of £125. a mortgage discharge fee of £95 and a mortgage funds release fee of £35. This example assumes the completion fee and mortgage funds release fee are added to the loan and that interest is charged on these fees over the mortgage term.
The overall cost for comparison is 6.0% APRC representive.

This representative example is based on assumptions that the loan would start from 3 September 2018.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Products for existing borrowers at the end of their deal

If you've come to the end of your deal, or are currently on our Standard Variable Rate, take a look at our mortgage products for existing members below to see what we can offer. If you want to chat it through, no problem - give us a call on 0330 123 0773 and we'll be happy to help.

Retention 2.75% 2 Year Fixed Rate

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Fees
Apply
Representative Example
  • FIXED RATE of 2.75% until 31 October 2020 then reverting to Ipswich Standard Variable Rate (currently 5.74%)
  • 5.3% APRC
  • Available EXCLUSIVELY to existing borrowers at the end of their current scheme or currently paying the Society's Standard Variable Rate following expiry of a previous mortgage scheme

22070

Completion Fee Application Fee (Payable with application and non-refundable) Valuation Fee (Payable with application) Higher Lending Charge CHAPS (Fee for transfer of funds to solicitor) Maximum Loan Amount
£125 N/A N/A N/A N.A Equal to remaining mortgage balance

Fee free overpayments up to 50% of the loan

For overpayments over 50%, the Early Repayment Charge is 3% of the overpayment

Early Repayment Charge period ends 30 July 2020

To apply, please speak to one of our expert Mortgage Consultants, based in Ipswich, on 0330 123 0773 - we're happy to discuss your application over the telephone or, if you'd prefer, we can arrange to meet with you at one of our 9 branches across Suffolk.

In the meantime, you may find it useful to take a look at our mortgage calculator to get an idea of what your monthly payment may be.

To apply for this product visit our Apply and Track section, or give our intermediary sales team a call on 0330 123 1073.

Representative example (this information is based on a typical application and not to your individual circumstances. It does not contain all of the details you need to choose a mortgage)

A mortgage of £189,000.00 payable over 25 years initially on a fixed rate of 2.75% until 31/10/2020, then on our Standard Variable Rate currently at 5.74% for the remainder of the mortgage term would require 26 monthly payments of £872.45, followed by 274 monthly payments of £1,163.08.
The total amount payable would be £341,462.62 made up of the loan amount plus interest (£152,242.62), a switching fee of £125 and a mortgage exit fee of £95.
The overall cost for comparison is 5.3% APRC representative.

[This representative example is based on assumptions that the loan would start from 07 August 2018]

Retention 2.50% 3 Year Discount Rate

About
Fees
Apply
Representative Example
  • STANDARD VARIABLE RATE currently 5.74% with a discount of 3.24% until 3 years from completion
  • 5.2% APRC
  • Available EXCLUSIVELY to existing borrowers at the end of their current scheme or currently paying the Society's Standard Variable Rate following expiry of a previous mortgage scheme

21057

Completion Fee Application Fee (Payable with application and non-refundable) Valuation Fee (Payable with application) Higher Lending Charge CHAPS (Fee for transfer of funds to solicitor) Maximum Loan Amount
FREE N/A N/A N/A N/A Equal to remaining mortgage balance

Fee free overpayments up to 50% of the loan

For overpayments over 50%, the Early Repayment Charge is 1% of the overpayment

Early Repayment Charge period ends 3 years from completion

To apply, please speak to one of our expert Mortgage Consultants, based in Ipswich, on 0330 123 0773 - we're happy to discuss your application over the telephone or, if you'd prefer, we can arrange to meet with you at one of our 9 branches across Suffolk.

In the meantime, you may find it useful to take a look at our mortgage calculator to get an idea of what your monthly payment may be.

To apply for this product visit our Apply and Track section, or give our intermediary sales team a call on 0330 123 1073.

Representative example (this information is based on a typical application and not to your individual circumstances. It does not contain all of the details you need to choose a mortgage)

A mortgage of £142,500.00 payable over 35 years initially on our Standard Variable Rate currently at 5.74% with a discount of 3.24%, giving a payable rate of 2.50% for 36 months, then on our Standard Variable Rate currently at 5.74% for the remainder of the mortgage term would require 36 monthly payments of £509.43, followed by 384 monthly payments of £766.28.
The total amount payable would be £312,686.00 made up of the loan amount plus interest (£170,091.00), and a mortgage exit fee of £95.
The overall cost for comparison is 5.2% APRC representative.

[This representative example is based on assumptions that the loan would start from 07 August 2018]

Retention (Shared Ownership) 3.74% 3 Year Discount Rate

About
Fees
Apply
Representative Example
  • STANDARD VARIABLE RATE currently 5.74% with a discount of 2.00% until 3 years from completion then reverting to Society Standard Variable Rate (currently 5.74%)
  • 5.3% APRC
  • Available EXCLUSIVELY to existing borrowers at the end of their current scheme or currently paying the Society's Standard Variable Rate following expiry of a previous mortgage scheme

21059

Completion Fee Application Fee (Payable with application and non-refundable) Valuation Fee (Payable with application) Higher Lending Charge CHAPS (Fee for transfer of funds to solicitor) Maximum Loan Amount
FREE N/A N/A N/A N/A Equal to remaining mortgage balance

Fee free overpayments up to 50% of the loan

For overpayments over 50%, the Early Repayment Charge is 1% of the overpayment

Early Repayment Charge period ends 3 years from completion

To apply, please speak to one of our expert Mortgage Consultants, based in Ipswich, on 0330 123 0773 - we're happy to discuss your application over the telephone or, if you'd prefer, we can arrange to meet with you at one of our 9 branches across Suffolk.

In the meantime, you may find it useful to take a look at our mortgage calculator to get an idea of what your monthly payment may be.

To apply for this product visit our Apply and Track section, or give our intermediary sales team a call on 0330 123 1073.

Representative example (this information is based on a typical application and not to your individual circumstances. It does not contain all of the details you need to choose a mortgage)

A mortgage of £76,000.00 payable over 25 years initially on our Standard Variable Rate currently at 5.74% with a discount of 2.00%, giving a payable rate of 3.74% for 36 months, then on our Standard Variable Rate currently at 5.74% for the remainder of the mortgage term would require 36 monthly payments of £390.33, followed by 264 monthly payments of £468.54.
The total amount payable would be £137,841.44, made up of the loan amount plus interest (£61,746.44) and a mortgage exit fee of £95.
The overall cost for comparison is 5.3% APRC representative.

[This representative example is based on assumptions that the loan would start from 07 August 2018]

Retention (Shared Ownership) 3.75% 2 Year Fixed Rate

About
Fees
Apply
Representative Example
  • FIXED RATE of 3.75% until 30 September 2020 then reverting to Society Standard Variable Rate (currently 5.74%)
  • 5.5% APRC
  • Available EXCLUSIVELY to existing borrowers at the end of their current scheme or currently paying the Society's Standard Variable Rate following expiry of a previous mortgage scheme

22069

Completion Fee Application Fee (Payable with application and non-refundable) Valuation Fee (Payable with application) Higher Lending Charge CHAPS (Fee for transfer of funds to solicitor) Maximum Loan Amount
N/A N/A N/A N/A N/A Equal to remaining mortgage balance

Fee free overpayments up to 50% of the loan

For overpayments over 50%, the Early Repayment Charge is 3% of the overpayment

Early Repayment Charge period ends 30 September 2020

To apply, please speak to one of our expert Mortgage Consultants, based in Ipswich, on 0330 123 0773 - we're happy to discuss your application over the telephone or, if you'd prefer, we can arrange to meet with you at one of our 9 branches across Suffolk.

In the meantime, you may find it useful to take a look at our mortgage calculator to get an idea of what your monthly payment may be.

To apply for this product visit our Apply and Track section, or give our intermediary sales team a call on 0330 123 1073.

Representative example (this information is based on a typical application and not to your individual circumstances. It does not contain all of the details you need to choose a mortgage)

A mortgage of £76,000.00 payable over 25 years initially on a fixed rate of 3.75% until 30/09/2020, then on our Standard Variable Rate currently at 5.74% for the remainder of the mortgage term would require 25 monthly payments of £390.74, followed by 275 monthly payments of £471.40.
The total amount payable would be £139,498.50, made up of the loan amount plus interest (£63,403.50) and a mortgage exit fee of £95.
The overall cost for comparison is 5.5% APRC representative.

[This representative example is based on assumptions that the loan would start from 07 August 2018]

Retention (Buy to Let) 3.20% 3 Year Discount Rate

About
Fees
Apply
Representative Example
  • VARIABLE RATE of 5.74% with a discount of 2.54% until 3 years from completion then reverting to Society Standard Variable Rate (currently 5.74%)
  • 5.2% APRC
  • Available EXCLUSIVELY to existing borrowers at the end of their current scheme or currently paying the Society's Standard Variable Rate following expiry of a previous mortgage scheme

21058

Completion Fee Application Fee (Payable with application and non-refundable) Valuation Fee (Payable with application) Higher Lending Charge CHAPS (Fee for transfer of funds to solicitor) Maximum Loan Amount
FREE N/A N/A N/A N/A Equal to remaining mortgage balance

Fee free overpayments up to 50% of the loan

For overpayments over 50%, the Early Repayment Charge is 1% of the overpayment

Early Repayment Charge period ends 3 years from completion

To apply, please speak to one of our expert Mortgage Consultants, based in Ipswich, on 0330 123 0773 - we're happy to discuss your application over the telephone or, if you'd prefer, we can arrange to meet with you at one of our 9 branches across Suffolk.

In the meantime, you may find it useful to take a look at our mortgage calculator to get an idea of what your monthly payment may be.

To apply for this product visit our Apply and Track section, or give our intermediary sales team a call on 0330 123 1073.

Representative example (this information is based on a typical application and not to your individual circumstances. It does not contain all of the details you need to choose a mortgage)

A mortgage of £266,250.00 payable over 25 years initially on our Standard Variable Rate currently at 5.74% with a discount of 2.54%, giving a payable rate of 3.20%, then on our Standard Variable Rate for the remainder of the mortgage term would require 36 monthly payments of £1,290.46, followed by 264 monthly payments of £1,631.74.
The total amount payable would be £477,330.92 made up of the loan amount plus interest (£210,985.92) and a mortgage exit fee of £95.
The overall cost for comparison is 5.2% APRC representative.

[This representative example is based on assumptions that the loan would start from 07 August 2018]

Retention (Buy to Let) 3.35% 4 Year Fixed Rate

About
Fees
Apply
Representative Example
  • FIXED RATE of 3.35% until 31 December 2022 then reverting to Society Standard Variable Rate (currently 5.74%)
  • 5.0% APRC
  • Available EXCLUSIVELY to existing borrowers at the end of their current scheme or currently paying the Society's Standard Variable Rate following expiry of a previous mortgage scheme

22071

Completion Fee Application Fee (Payable with application and non-refundable) Valuation Fee (Payable with application) Higher Lending Charge CHAPS (Fee for transfer of funds to solicitor) Maximum Loan Amount
£299 N/A N/A N/A N/A Equal to remaining mortgage balance

Fee free overpayments up to 50% of the loan

For overpayments over 50%, the Early Repayment Charge is 3% of the overpayment

Early Repayment Charge period ends 31 January 2019

To apply, please speak to one of our expert Mortgage Consultants, based in Ipswich, on 0330 123 0773 - we're happy to discuss your application over the telephone or, if you'd prefer, we can arrange to meet with you at one of our 9 branches across Suffolk.

In the meantime, you may find it useful to view our video on what to expect when applying for a mortgage or take a look at our mortgage calculator to get an idea of what your monthly payment may be.

To apply for this product visit our Apply and Track section, or give our intermediary sales team a call on 0330 123 1073.

Representative example (this information is based on a typical application and not to your individual circumstances. It does not contain all of the details you need to choose a mortgage)

A mortgage of £300,000.00 payable over 25 years initially on a fixed rate of 3.35% until 31/12/2022, then on our Standard Variable Rate currently at 5.74% for the remainder of the mortgage term would require 52 monthly payments of £1,479.32, followed by 248 monthly payments of £1,823.54.
The total amount payable would be £529,257.56 made up of the loan amount plus interest (£228,863.56), a completion fee of £299 and a mortgage exit fee of £95.
The overall cost for comparison is 5.0% APRC representative.

[This representative example is based on assumptions that the loan would start from 07 August 2018]

Retention (Expat) 3.75% 3 Year Discount Rate

About
Fees
Apply
Representative Example
  • VARIABLE RATE of 5.74% with a discount of 1.99% until 3 years from completion
  • 5.5% APRC
  • Available EXCLUSIVELY to existing borrowers at the end of their current scheme or currently paying the Society's Standard Variable Rate following expiry of a previous mortgage scheme

21060

Completion Fee Application Fee (Payable with application and non-refundable) Valuation Fee (Payable with application) Higher Lending Charge CHAPS (Fee for transfer of funds to solicitor) Maximum Loan Amount
£299 - - - -

Fee free overpayments up to 50% of the loan

For overpayments over 50%, the Early Repayment Charge is 1% of the overpayment

Early Repayment Charge period ends 3 years from completion date

To apply, please speak to one of our expert Mortgage Consultants, based in Ipswich, on 0330 123 0773 - we're happy to discuss your application over the telephone or, if you'd prefer, we can arrange to meet with you at one of our 9 branches across Suffolk.

In the meantime, you may find it useful to take a look at our mortgage calculator to get an idea of what your monthly payment may be.

To apply for this product visit our Apply and Track section, or give our intermediary sales team a call on 0330 123 1073.

Representative example (this information is based on a typical application and not to your individual circumstances. It does not contain all of the details you need to choose a mortgage)

A mortgage of £142,500.00 payable over 35 years initially on our Standard Variable Rate currently at 5.74% with a discount of 1.99%, giving a payable rate of 3.75% for 36 months, then on our Standard Variable Rate currently at 5.74% for the remainder of the mortgage term would require 36 monthly payments of £611.04, followed by 384 monthly payments of £777.48.
The total amount payable would be £320,644.76, made up of the loan amount plus interest (£177,750.76), a completion fee of £299 and a mortgage exit fee of £95.
The overall cost for comparison is 5.5% APRC representative.

[This representative example is based on assumptions that the loan would start from 07 August 2018]

Retention (Expat Buy to Let) 4.00% 3 Year Discount Rate

About
Fees
Apply
Representative Example
  • VARIABLE RATE of 5.74% with a discount of 1.74% until 3 years from completion
  • 5.4% APRC
  • Available EXCLUSIVELY to existing borrowers at the end of their current scheme or currently paying the Society's Standard Variable Rate following expiry of a previous mortgage scheme

21061

Completion Fee Application Fee (Payable with application and non-refundable) Valuation Fee (Payable with application) Higher Lending Charge CHAPS (Fee for transfer of funds to solicitor) Maximum Loan Amount
£299 N/A N/A N/A N/A Equal to remaining mortgage balance

Fee free overpayments up to 50% of the loan

For overpayments over 50%, the Early Repayment Charge is 1% of the overpayment

Early Repayment Charge period ends 3 years from completion date

To apply, please speak to one of our expert Mortgage Consultants, based in Ipswich, on 0330 123 0773 - we're happy to discuss your application over the telephone or, if you'd prefer, we can arrange to meet with you at one of our 9 branches across Suffolk.

In the meantime, you may find it useful to take a look at our mortgage calculator to get an idea of what your monthly payment may be.

To apply for this product visit our Apply and Track section, or give our intermediary sales team a call on 0330 123 1073.

Representative example (this information is based on a typical application and not to your individual circumstances. It does not contain all of the details you need to choose a mortgage)

A mortgage of £266,200.00 payable over 25 years initially on our Standard Variable Rate currently at 5.74% with a discount of 1.74%, giving a payable rate of 4.00% for 36 months, then on our Standard Variable Rate currently at 5.74% for the remainder of the mortgage term would require 36 monthly payments of £1,406.68 followed by 264 monthly payments of £1,647.49.
The total amount payable would be £485,672.84 made up of the loan amount plus interest (£219,078.84), a completion fee of £299 and a mortgage exit fee of £95.
The overall cost for comparison is 5.4% APRC representative.

[This representative example is based on assumptions that the loan would start from 07 August 2018]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE


Making mortgages
easier to
understand

We've produced a number of guides and helpful information to help you understand your mortgage.

Get a clear
view on the
numbers

From affordability to making overpayments on your mortgage, we have a calculator to help you.

Helping you to
understand our
mortgages

The introduction of the Mortgage Market Review in April 2014 meant that new affordability criteria could make it harder for so-called misfits to get a mortgage.

Toby's top 5 things to consider when applying for a mortgage

Are you a mortgage prisoner? - Mortgage Market Review

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Your home may be repossessed if you do not keep up repayments on your mortgage.