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Our mortgage products

When we arrange a mortgage, it's always based on your specific requirements. But to help simplify the process, we have different mortgage types for different needs.

If you can't find a product that suits your needs, get in touch with one of our expert mortgage consultants on 0330 123 0773.

  • Holiday Let Mortgages

    A holiday let mortgage could help you realise your dream of owning a second home - perhaps a coastal cottage or a lakeside retreat - that will be let out to holidaymakers as well as being able to stay there yourself.

  • Later Life Mortgages

    Mortgage Products

    Later Life Mortgages

    Borrowing in later life brings with it a set of unique needs. We offer a range of mortgages for later in life, tailored to over 50s, over 60s, and over 70s.

  • Expat mortgages

    Mortgage Products

    Expat mortgages

    We offer a range of mortgages to British expats living or working abroad.

  • Variable Rate

    Mortgage Products

    Variable Rate

    There are different types of variable rate mortgages. These include Standard Variable Rate, discounted and tracker rate mortgages.

  • Fixed Rate

    Mortgage Products

    Fixed Rate

    Fixed rate mortgages are suitable if you want to pay a set amount each month and do not want your monthly payment to fluctuate.

  • Remortgages

    Mortgage Products


    If your mortgage is with another lender and you are coming to the end of your existing mortgage deal, you may wish to consider switching to us.

  • Self Employed Mortgages

    Mortgage Products

    Self Employed Mortgages

    We have lots of experience in dealing with self employed mortgages. Our mortgage underwriters will review your case personally, taking a balanced view of your personal circumstances, work situation and variable income using their common sense rather than a computer model.

  • Self Build

    Mortgage Products

    Self Build

    Building your home can be an incredible experience and at the same time, a challenging one too.

  • Shared Ownership

    Mortgage Products

    Shared Ownership

    Saving up for a deposit when you are trying to get on the housing ladder is not easy, but Shared Ownership is a unique way of purchasing a home without having large amounts of money to put down as a deposit.

  • Buy to Let

    Mortgage Products

    Buy to Let

    A Buy-to-let mortgage is used when a property is to be bought and let out to tenants.

  • Gifted Deposit Mortgages

    Mortgage Products

    Gifted Deposit Mortgages

    A gifted mortgage is where a lender allows the homebuyer to use money given to them by their family for a deposit. This could be a portion of the deposit required for a mortgage or the entire deposit but crucially, the arrangement is that the sum is a ‘gift’ with no requirement to repay the money

  • Existing Members

    Mortgage Products

    Existing Members

    If you are one of our mortgage members we can assist you when finding a new deal to move home, borrow more, or make changes to your existing mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.