Our mortgage products
When we arrange a mortgage, it's always based on your specific requirements. But to help simplify the process, we have different mortgage types for different needs.
If you can't find a product that suits your needs, get in touch with one of our expert mortgage consultants on 0330 123 0773.
-
Later Life MortgagesBorrowing in later life brings with it a set of unique needs. We offer a range of mortgages for later in life, tailored to over 50s, over 60s, and over 70s.
-
Mortgage Products
Expat mortgagesWe offer a range of mortgages to British expats living or working abroad.
-
Mortgage Products
Variable RateThere are different types of variable rate mortgages. These include Standard Variable Rate, discounted and tracker rate mortgages.
-
Mortgage Products
Fixed RateFixed rate mortgages are suitable if you want to pay a set amount each month and do not want your monthly payment to fluctuate.
-
Mortgage Products
RemortgagesIf your mortgage is with another lender and you are coming to the end of your existing mortgage deal, you may wish to consider switching to us.
-
Mortgage Products
Self Employed MortgagesWe have lots of experience in dealing with self employed mortgages. Our mortgage underwriters will review your case personally, taking a balanced view of your personal circumstances, work situation and variable income using their common sense rather than a computer model.
-
Mortgage Products
Self BuildBuilding your home can be an incredible experience and at the same time, a challenging one too.
-
Mortgage Products
Shared OwnershipSaving up for a deposit when you are trying to get on the housing ladder is not easy, but Shared Ownership is a unique way of purchasing a home without having large amounts of money to put down as a deposit.
-
Mortgage Products
Buy to LetA Buy-to-let mortgage is used when a property is to be bought and let out to tenants.
-
Mortgage Products
Gifted Deposit MortgagesA gifted mortgage is where a lender allows the homebuyer to use money given to them by their family for a deposit. This could be a portion of the deposit required for a mortgage or the entire deposit but crucially, the arrangement is that the sum is a ‘gift’ with no requirement to repay the money
-
Mortgage Products
Existing MembersIf you are one of our mortgage members we can assist you when finding a new deal to move home, borrow more, or make changes to your existing mortgage.
-
Mortgage Products
ExpatWe offer expat customers the opportunity to invest in buy to let properties in England and Wales. We offer buy to let mortgages for expats, with capital and interest only options
