Our mortgage products
When we arrange a mortgage, it's always based on your specific requirements. But to help simplify the process, we have different mortgage types for different needs.
If you can't find a product that suits your needs, get in touch with one of our expert mortgage consultants on 0330 123 0773.
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Later Life MortgagesBorrowing in later life brings with it a set of unique needs. We offer a range of mortgages for later in life, tailored to over 50s, over 60s, and over 70s.
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Mortgage Products
Holiday Let MortgagesA holiday let mortgage could help you realise your dream of owning a second home - perhaps a coastal cottage or a lakeside retreat - that will be let out to holidaymakers as well as being able to stay there yourself.
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Mortgage Products
Expat mortgagesWe offer a range of mortgages to British expats living or working abroad.
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Mortgage Products
Variable RateThere are different types of variable rate mortgages. These include Standard Variable Rate, discounted and tracker rate mortgages.
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Mortgage Products
Fixed RateFixed rate mortgages are suitable if you want to pay a set amount each month and do not want your monthly payment to fluctuate.
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Mortgage Products
RemortgagesIf your mortgage is with another lender and you are coming to the end of your existing mortgage deal, you may wish to consider switching to us.
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Mortgage Products
Self Employed MortgagesWe have lots of experience in dealing with self employed mortgages. Our mortgage underwriters will review your case personally, taking a balanced view of your personal circumstances, work situation and variable income using their common sense rather than a computer model.
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Mortgage Products
Self BuildBuilding your home can be an incredible experience and at the same time, a challenging one too.
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Mortgage Products
Shared OwnershipSaving up for a deposit when you are trying to get on the housing ladder is not easy, but Shared Ownership is a unique way of purchasing a home without having large amounts of money to put down as a deposit.
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Mortgage Products
Buy to LetA Buy-to-let mortgage is used when a property is to be bought and let out to tenants.
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Mortgage Products
Gifted Deposit MortgagesA gifted mortgage is where a lender allows the homebuyer to use money given to them by their family for a deposit. This could be a portion of the deposit required for a mortgage or the entire deposit but crucially, the arrangement is that the sum is a ‘gift’ with no requirement to repay the money
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Mortgage Products
Existing MembersIf you are one of our mortgage members we can assist you when finding a new deal to move home, borrow more, or make changes to your existing mortgage.
