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Easy Access Savings Accounts

Easy access savings accounts for short term saving

If you want to save a little regularly, or need somewhere to place some funds in the short term, then you may consider one of our easy access savings accounts. Our Everyday Saver keeps it simple for people who need to withdraw money at short or no notice.

The amount of interest you generate from your easy access savings account is dependent on how much you save and withdraw, and on the variable interest rate. You have the flexibility to pay into your savings as regularly as you need to, and many of our members have set up a direct debit from their current account to do just that - it can be a great way to kick-start your savings by calculating how much you can put by after outgoings and expenses. An instant access account means no notice is required, nor is there a penalty or restrictions for making withdrawals.

Alternatively, if you want the freedom to withdraw, but don't need to access your funds multiple times, you may wish to consider other options which allow a set number of withdrawals - such as our Mutual Advantage and Member Reward Saver accounts.

Please note that our savings products and deposit accounts are only available to existing members or new applicants resident in our local postcode areas IP, NR, CO, CM, CB and PE.

For a quick page-to-view comparison of all our personal savings products and interest rates please click here.

For previous rates, please click 'View previous rates' located in the Summary Box section of each product.

Our easy access savings accounts

Account NameInterest RateAccount TypeKey Details

Everyday Saver

0.10% Gross*/AER**

Easy Access (Variable rate)

- Variable rate
- Instant access
- Interest paid annually on 1 December

More Details

Member Reward Saver

0.45% Gross*/AER**

Easy Access (Variable rate)

- Variable rate
- Three penalty free withdrawals per year
- For members who have been with the
  Society for ten years or more

More Details

Useful DownloadsDownload
Savings Interest Rates Leaflet - interest rates and summary of terms for all of our personal savings products Download details of identification required
Financial Services Compensation Scheme (FSCS) Information Sheet fscs20x20
Identification details - documents required when opening an account Download details of identification required
Customer Information - outlines procedures for opening and using our savings accounts Download the Customer Information document
General Investment Terms & Conditions - applies to all savings accounts with the Society Download the Investment Terms and Conditions
Standing Order Form - to make regular payments from your bank to your Society account, please print this form, fill in the details and post it to your bank. If you are not using this form, our bank details are:

Account number: 00004000 Sort Code: 23-44-48 Roll No/Ref No: IMPORTANT - please quote your 9 digit Society account number
Download the Investment Terms and Conditions

*Gross - The amount paid with no income tax deducted.
  For more information on your Personal Savings Allowance, please refer to
**AER (Annual Equivalent Rate) - A notional rate which illustrates what the gross rate would be if the interest was paid and compounded once per year

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