Discontinued & Closed Issue Accounts

• Instant access if balance remains over £5,000
• 56 Days' notice or 56 days' loss of interest on the amount withdrawn
• Monthly interest

• Additional payments allowed
• Immediate withdrawals by CHAPS
• Interest paid annually on 1 December - added to the account or paid away to a nominated bank account

• 7 Days' notice or 7 days' loss of interest on the amount withdrawn

• No withdrawals allowed until child reaches 18 years old
• Transfers allowed
• This is a Cash Child Trust Fund. It is not a stakeholder Child Trust Fund
• Annual interest on birthday of child

• No withdrawals allowed until child reaches 18 years of age
• Closure after the child reaches 7 years subject to 180 days' notice
• Interest paid annually on birthday of child

• Half yearly interest
• Instant access

• This product is only available to selected organisations based in our local postcode areas IP, NR, CO, CM, CB and PE
• Withdrawals subject to 7 days' notice or 7 days' interest penalty
• Interest paid annually on 1 December - added to the account or paid away to a nominated bank account

- Variable interest tracks at 0.25% above 3 month LIBOR
- Interest rate is reset each quarter on 1 December, 1 March, 1 June and 1 September
- Instant access
- Interest paid annually on 1 December - option to add to account or pay to a nominated bank account

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• Variable interest paid annually on 1 December
• Withdrawals subject to 60 days' notice or interest penalty
• Additional investments allowed

• 90 days' notice or interest penalty on amount withdrawn
• Additional investments allowed
• Interest paid annually on 1 December or for balances over £25,000, monthly interest option

• 90 days' notice or interest penalty on amount withdrawn

• Additional investments allowed

• Interest paid annually on 1 December or for balances over £25,000, monthly interest option

- Fixed until 30 September 2018
- Interest added on 30 September
- No withdrawals, early closure subject to 90 days' interest penalty

- Fixed until 30 September 2019
- Interest added on 30 September
- No withdrawals, early closure subject to 120 days' interest penalty

• Fixed rate until 28 February 2018
• Additional investments allowed up to the maximum annual subscription limit up to 5 April 2016
• No transfers-in
• No withdrawals allowed
• Early closure subject to 120 days' notice or 120 days' interest penalty
• Annual interest added to NISA on 5 April and maturity 28 February 2018

• Fixed rate until 30 June 2018
• Additional investments allowed up to the maximum annual subscription limit up to 5 April 2017
• No transfers-in
• No withdrawals allowed
• Early closure subject to 120 days' notice or 120 days' interest penalty
• Annual interest added to NISA on 5 April and maturity 30 June 2018

Terms and conditions

• Fixed rate until 28 February 2018

• No additional investments

• No withdrawals allowed

• Early closure subject to 120 days' interest penalty

• Annual interest on 28 February or monthly interest option for balances over £25,000

• Fixed rate until 30 June 2018

• No additional investments

• No withdrawals allowed

• Early closure subject to 120 days' interest penalty

• Annual interest on 30 June or monthly interest option for balances over £25,000

SUMMARY OF HOLIDAY SAVE TERMS:

• Holiday Save in association with Fred.Olsen Travel
• Two withdrawals per anniversary year
• 3% variable bonus added on account anniversary subject to 11 payments received in account year.
• Bonus is calculated on payments made in anniversary year only
• Annual interest on account anniversary    

BENEFITS TO HOLIDAY SAVE ACCOUNT HOLDERS:

• Eligible for a discount of up to 10% off any holiday booked at Fred. Olsen Travel branches only

• Fixed rate until 31 October 2018
• No withdrawals.
• Early closure subject to 60 days' notice or 60 days' interest penalty
• Annual interest on 31 October

• This product is only available to existing members or new applicants resident in our local postcode areas IP, NR, CO, CM, CB and PE
• Fixed rate until 31 January 2019
• No additional investments
• No withdrawals allowed
• Early closure subject to 60 days' notice or 60 days' interest penalty
• Annual interest on 31 January or monthly interest option for balances over £20,000

• Fixed rate until 31 October 2018
• Transfers-in allowed
• No withdrawals.
• Early closure subject to 60 days' notice or 60 days' interest penalty
• Annual interest on 31 October

• Fixed rate until 31 December 2017
• Transfers-in allowed
• No withdrawals.
• Early closure subject to 30 days' notice or 30 days' interest penalty
• Annual interest on 31 December

• Fixed rate until 31 December 2018
• Transfers-in allowed
• No withdrawals.
• Early closure subject to 60 days' notice or 60 days' interest penalty
• Annual interest on 31 December

• No initial or annual administration charges
• Withdrawals subject to 60 days' notice or interest penalty
• Additional investments up to a maximum balance of £500,000
• Annual interest paid on 5 April

• No initial or annual administration charges
• Withdrawals subject to 60 days' notice or interest penalty
• Additional investments up to a maximum balance of £500,000 will only be accepted up to and including 28 March 2013
• Annual interest paid on 5 April

• Tracks 0.25% below Bank of England Base rate
• 0.5% Existing member bonus for the first year only
• 90 days' notice or interest penalty on the amount withdrawn
• No notice required if remaining balance exceeds £10,000

- Closed issue account
- Fixed to 5 April 2019
- 120 days' interest penalty for early closure or transfer out

• Half yearly interest
• Instant access

• Half yearly interest
• Instant access

• Half yearly interest
• Instant access

• Half yearly interest
• Instant access

- Fixed rate
- No withdrawals
- Early closure subject to 90 days' interest penalty

- Fixed rate
- No withdrawals
- Early closure subject to 120 days' interest penalty

• Instant access with no penalty

• Interest paid half yearly - 1 June and 1 December

• Instant access

• Annual interest added to ISA on 5 April

• Transfers-in allowed

• 1 penalty free withdrawal per year
• 30 days' notice or interest penalty on the amount withdrawn
• No notice required if remaining balance exceeds £10,000
• Interest paid annually on 1 December

• Instant access account linked to Norwich Union Portfolio Bond
• Annual interest

• Variable monthly payments
• No partial withdrawals during 12 month period
• Access to funds in 13th month without notice or penalty
• Annual interest on account anniversary

• Instant access with no penalty

• Account operated by parent or guardian up to age 7, then the account is operated by the child

• Interest paid annually on 1 December

• This product is only available to existing members or new applicants resident in our local postcode areas IP, NR, CO, CM, CB and PE

• Two withdrawals per anniversary year

• 3% variable bonus added on account anniversary subject to 11 payments received in account year. Bonus is calculated on payments made in anniversary year only

• Annual interest on account anniversary

• This product was only available to a surviving spouse or civil partner of an Ipswich Building Society member holding an ISA or multiple ISAs as at the date of their death on or after 3 December 2014
• Instant access
• Annual interest added on 5 April
• Please refer to the terms and conditions of the account for more information

Useful DownloadsDownload Terms and conditions

• Instant access
• Monthly interest

• Instant access• Annual interest

• Instant access with no penalty

• Minimum two signatures to withdraw

• Interest paid half yearly on 1 June and 1 December

• Rates track Bank of England Base Rate at
- 0.5% below Bank Base Rate on balances £500 - £11,999
- 0.25% below Bank Base Rate on balances £12,000 - £17,999
- Bank Base Rate for balances over £18,000
• 30 days' notice or interest penalty on amount withdrawn
• Annual interest added to ISA on 5 April
When the Base Rate changes, the rate on this account will change 7 days later

• Unlimited immediate withdrawals by CHAPS (no charge)

• Interest paid monthly to a nominated bank account

• Variable interest tracks at 0.25% above 3 month LIBOR• Interest rate is reset each quarter on 1 December, 1 March, 1 June and 1 September• Unlimited withdrawals by CHAPS (£25 fee if less than £100,000 withdrawn)• Interest paid annually on 1 December - option to add to account or pay to a nominated bank account

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• 3 penalty free withdrawals per year
• 1% annual bonus payable directly to one of the following charities:
• East Anglian Air Ambulance
• St Elizabeth Hospice
• Suffolk Wildlife Trust
• Interest paid annually - 1 December
• No additional investments can be made into this account

• Instant access with no penalty
• Child must be aged 7 years or over to withdraw
• Interest paid annually on 1 December

• Instant access
• Annual interest added to ISA on 5 April
• Transfers-in allowed